Low fixed rate credit card - providing a plethora of services

Low fixed rate credit card is the most customer friendly credit card with its standard interest rate of 9.9 percentages APR fixed for five years from the account opening. Here you need not pay a yearly fee. Above all here you are given up to 46 days interest free credit and £ 3000 lowest credit limit. In using a low fixed rate credit card, you can ask to compare with your present credit limit which is on the top of the ladder. You can manage your account online. Each time you use your card, we make a donation to worthwhile causes plus all the rights of a gold credit card.

You are provided with cumulative benefits by using the Standard Low Fixed rate credit card. Here you are rewarded with £100,000 Tour Accident Insurance, Five percentage discount on all discount on all leaflet priced holidays with the Co-operative Bank, seven percentage on parking, lounges and hotels at UK airports, Travelclub concession for travel around the globe, low cost holiday insurance and imminent global legal and medical help. For this you will have the minimum monthly repayment which is 2% or £5 of the outstanding balance.

Fixed Rate Platinum is a low fixed rate credit card with standard interest rate of 8.9 percentages. APR is fixed for five years from account opening. Here is no annual fee and interest free credit for 46 days. You have £5,000 minimum credit limit. You can approach us for getting a match for your maximum credit limit that is present. And if you have more than one Visa credit card, we'll even consider a new limit to cover them all.

AMEX Blue is an example for low fixed rate credit card providing 3.99% annual prime rate. Bank of America Visa Platinum is another example which gives prime rates as low as 9.99 percentages.

What makes the diversity between frequently changing rate and fixed rate credit cards is that a variable rate card is strictly tied to the prime rate offered. When the prime rate has been increased by 0.50% the interest rate of the variable rate card is subsequently raised by 0.50%. Credit card rates are all the higher than the prime rate. The distinction between the prime rate and the actual rate of a specified card is termed as margin. A fixed rate card, however, is not connected straight to the prime rate. When the most important rate increases or decreases, the credit interest charge of a fixed rate card always exists for a long a period on the same footing.