Free Credit Cards Are The Smart Way to Use Credit

So what exactly is a free credit card? Well, free credit cards provide many benefits that other cards might not offer, such as up to 10% cash back, low 0% introductory rates, and in most cases you won't have to pay an annual fee. Of course, “free” in the case of credit cards does not mean free in the sense you might think.

With a credit card, “free” usually means you don't have to pay an annual fee on top of your interest payments. This type of credit card can be very beneficial for the money-conscious consumer. Essentially, any card that offers exceptionally low interest rates, a 0% introductory rate, cash back options, and special points award systems can be considered a free credit card.

All of these goodies save you money in the long run and make using your credit card a rewarding and lucrative way to shop. (Note: there are many cards available and each card may offer different features, so make sure you comparison shop before you choose a card).

Some cards offer great deals such as 0% introductory APR for six months with no annual fees. Sometimes you can even find a long-term APR that is very low. Another option: travel rewards that allow you to earn 1 point for each dollar you spend. Free flights, hotel stays, car rentals, cruises and a lot more are available after you earn enough points.

You can also find free cards that allow you to receive insurance coverage of up to $500,000. In the end, the choice is yours. Do you prefer no annual fee or a 0% introductory rate? Or maybe you'd rather have a card with a point system for cash back? All you have to do is search through the many card offers out there and you'll soon find the free credit card of your dreams.